How do I install Actual Budget?

Pick a client above and copy the generated config. Cursor and VS Code also have a deep link when the server can run locally or remotely.

Is Actual Budget official?

No. Registry-listed is not the same as vendor-official. Read the methodology for the difference.

How is the trust score calculated?

This listing scores 69 (Good). The formula is published on the methodology page.

MCPpedia

Actual Budget MCP Server

Name: Actual Budget MCP Server
Author: henfrydls

Spending analysis and safe writes for Actual Budget: every delete previews and asks first.

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Install

~/Library/Application Support/Claude/claude_desktop_config.json

{
  "mcpServers": {
    "henfrydls-actual-budget-mcp": {
      "command": "npx",
      "args": [
        "-y",
        "actual-budget-mcp@0.10.7"
      ],
      "env": {
        "ACTUAL_SERVER_URL": "",
        "ACTUAL_PASSWORD": "YOUR_ACTUAL_PASSWORD",
        "ACTUAL_SESSION_TOKEN": "YOUR_ACTUAL_SESSION_TOKEN",
        "ACTUAL_BUDGET_ID": "",
        "ACTUAL_ENCRYPTION_PASSWORD": "YOUR_ACTUAL_ENCRYPTION_PASSWORD",
        "ACTUAL_READ_ONLY": "",
        "ACTUAL_DATA_DIR": "",
        "ACTUAL_HTTP_TIMEOUT_MS": ""
      }
    }
  }
}

Install guide

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Actual Budget MCP Server | MCPpedia

Environment

Name	Required	Notes
ACTUAL_SERVER_URL	Yes	URL of your Actual Budget server, for example http://localhost:5006
ACTUAL_PASSWORD	No	Password for your Actual Budget server. Not needed if you set ACTUAL_SESSION_TOKEN Secret.
ACTUAL_SESSION_TOKEN	No	Session token for servers behind OIDC, which have no password. Use instead of ACTUAL_PASSWORD; if both are set, the token wins Secret.
ACTUAL_BUDGET_ID	Yes	Your budget's Sync ID, found under Settings > Show advanced settings
ACTUAL_ENCRYPTION_PASSWORD	No	Only needed if your budget file is end-to-end encrypted Secret.
ACTUAL_READ_ONLY	No	Set to 1 to hide every write tool from the model, exposing only reads and analysis
ACTUAL_DATA_DIR	No	Directory for the local budget cache
ACTUAL_HTTP_TIMEOUT_MS	No	How long to wait for your server to start replying, in milliseconds. Defaults to 60000; raise it if a GoCardless bank sync is being cut off
ACTUAL_SERVER_URL	Yes	URL of your Actual Budget server. Inside the container localhost is the container, so use host.docker.internal
ACTUAL_PASSWORD	No	Password for your Actual Budget server. Not needed if you set ACTUAL_SESSION_TOKEN Secret.
ACTUAL_SESSION_TOKEN	No	Session token for servers behind OIDC, which have no password. Use instead of ACTUAL_PASSWORD; if both are set, the token wins Secret.
ACTUAL_BUDGET_ID	Yes	Your budget's Sync ID, found under Settings > Show advanced settings
ACTUAL_READ_ONLY	No	Set to 1 to hide every write tool from the model, exposing only reads and analysis
ACTUAL_HTTP_TIMEOUT_MS	No	How long to wait for your server to start replying, in milliseconds. Defaults to 60000; raise it if a GoCardless bank sync is being cut off

Actual Budget MCP Server

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