How do I install monarch-money?

Pick a client above and copy the generated config. Cursor and VS Code also have a deep link when the server can run locally or remotely.

Is monarch-money official?

No. Registry-listed is not the same as vendor-official. Read the methodology for the difference.

How is the trust score calculated?

This listing scores 45 (Fair). The formula is published on the methodology page.

MCPpedia

monarch-money MCP Server | MCPpedia

monarch-money MCP Server

Name: monarch-money MCP Server
Author: pulsemcp

MCP server for Monarch Money — account, transaction, and budget management.

Tools Versions Alternatives

Registrypulsemcp

45Fair

Install

~/Library/Application Support/Claude/claude_desktop_config.json

{
  "mcpServers": {
    "pulsemcp-monarch-money": {
      "command": "npx",
      "args": [
        "-y",
        "monarch-money-mcp-server@0.0.13"
      ],
      "env": {
        "MONARCH_SESSION_TOKEN": "YOUR_MONARCH_SESSION_TOKEN",
        "MONARCH_EMAIL": "",
        "MONARCH_PASSWORD": "YOUR_MONARCH_PASSWORD",
        "MONARCH_TOTP": "YOUR_MONARCH_TOTP",
        "MONARCH_EMAIL_OTP": "YOUR_MONARCH_EMAIL_OTP",
        "MONARCH_SESSION_PASSPHRASE": "YOUR_MONARCH_SESSION_PASSPHRASE",
        "MONARCH_STATE_DIR": "~/.monarch-money-mcp",
        "MONARCH_ENABLED_TOOL_GROUPS": "",
        "MONARCH_ENABLED_TOOLS": "",
        "MONARCH_DISABLED_TOOLS": ""
      }
    }
  }
}

Install guide

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Environment

Name	Required	Notes
MONARCH_SESSION_TOKEN	No	Pre-obtained session token for authentication (recommended over email/password). Secret.
MONARCH_EMAIL	No	Email address for email/password authentication.
MONARCH_PASSWORD	No	Password for email/password authentication. Secret.
MONARCH_TOTP	No	TOTP code if 2FA is enabled on the account. Secret.
MONARCH_EMAIL_OTP	No	Email OTP code required only on first login from a new install. Secret.
MONARCH_SESSION_PASSPHRASE	No	Override passphrase for encrypting the on-disk session file. Secret.
MONARCH_STATE_DIR	No	Directory where session.enc file is stored.
MONARCH_ENABLED_TOOL_GROUPS	No	Comma-separated list of tool groups to enable (readonly, manage).
MONARCH_ENABLED_TOOLS	No	Comma-separated whitelist of specific tool names to enable.
MONARCH_DISABLED_TOOLS	No	Comma-separated blacklist of specific tool names to disable.

monarch-money MCP Server

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