hive-mcp-credit-broker
Broker-only credit/lending discovery shim for AI agents. Surfaces real
lending markets from licensed/established third-party protocols and
routes applications.
Hive is a broker-only directory. Hive does not lend, originate, hold
collateral, or service debt. All credit products are provided by
third-party protocols. Verify protocol terms, audit status, and
licensing before borrowing.
- Spec: MCP 2024-11-05 / Streamable-HTTP / JSON-RPC 2.0
- Brand: Hive Civilization gold
#C08D23
- License: MIT
Protocols surfaced
Read-only, real data, refreshed continuously:
| Provider | Type |
|---|
aave-v3 | Permissionless overcollateralized lending |
compound-v3 | Permissionless overcollateralized lending |
morpho-blue | Isolated permissionless lending markets |
spark | MakerDAO-aligned overcollateralized lending |
maple | Permissioned institutional lending (KYC required) |
goldfinch | Real-world-asset (RWA) senior pool |
Tools
| Name | Description |
|---|
credit.markets | Full catalog of lending markets across protocols. |
credit.quote | Best-APY-first offers for a borrow request, with LTV check. |
credit.today | 24h market count + top providers by total supplied liquidity (USD). |
REST endpoints (mirror MCP tools)
| Method | Path | Purpose |
|---|
| GET | /v1/credit/markets[?asset=USDC&provider=aave-v3] | List markets |
| POST | /v1/credit/quote | Best-APY-first borrow offers |
| GET | /v1/credit/today | 24h rollup |
| GET | /health | Health + disclaimer + brand_color |
| GET | /.well-known/mcp.json | MCP discovery document |
| POST | /mcp | MCP JSON-RPC endpoint |
Quick test
# Markets for USDC
curl https://hive-mcp-credit-broker.onrender.com/v1/credit/markets?asset=USDC
# Best borrow offers for $50k USDC against $75k WETH collateral
curl -X POST https://hive-mcp-credit-broker.onrender.com/v1/credit/quote \
-H 'content-type: application/json' \
-d '{"asset":"USDC","amount":50000,"collateral_asset":"WETH","collateral_value_usd":75000}'
# 24h top providers by TVL
curl https://hive-mcp-credit-broker.onrender.com/v1/credit/today
What this shim does NOT do
- Does not lend or originate loans.
- Does not custody collateral or principal.
- Does not service debt or process repayments.
- Does not auto-borrow or auto-execute credit lines.
- Does not guarantee protocol solvency, audit status, or eligibility.
Run locally
npm install
HIVEMORPH_UPSTREAM=https://hivemorph.onrender.com npm start
Environment variables
| Variable | Default | Notes |
|---|
PORT | 3000 | Listen port |
ENABLED | true | Set to false to dormant the shim |
HIVEMORPH_UPSTREAM | https://hivemorph.onrender.com | HiveMorph credit broker base URL |
UPSTREAM_TIMEOUT_MS | 8000 | Per-request upstream timeout |
Hive Civilization · Pantone 1245 C / #C08D23 · MIT
Hive Civilization Directory
Part of the Hive Civilization — agent-native financial infrastructure.
Brand: #C08D23